Why opt for Loan Against Property?

A Loan against Property is a secured loan where residential property serves as collateral for the lender. Borrowers can utilize the funds for various purposes.

  • Quick Approval and Disbursement We expedite loan approvals with a streamlined application process, minimal documentation, and rapid eligibility assessments, ensuring swift disbursement to provide customers with a quick and hassle-free lending experience.
  • Customer-Centric ApproachOur commitment to our customers is unwavering. We prioritize your financial well-being and work diligently to tailor loan solutions that align with your individual needs and goals.
  • Trust and IntegrityAt Shubham, trust and integrity are at the core of our values. We believe in transparent and honest lending practices, ensuring that our customers receive fair and ethical treatment throughout their loan journey.
  • Innovation and Adaptability Shubham embraces innovation and adapts to the evolving needs of our customers. We continuously seek new and improved ways to provide loan against property solutions that align with changing financial landscapes.
  • Community and InclusivityInclusivity is a fundamental value at Shubham. We take pride in serving a diverse customer base, including those with informal incomes, and aim to contribute positively to the communities we operate in.
  • Empowerment Through Financial SolutionsShubham is dedicated to empowering individuals by offering financial solutions that help them achieve their dreams and aspirations. Whether it's expanding your business, educating your children, or any other goal, we are here to support your journey.


Eligibility Criteria

Documents Required For Self Employed Individuals

Documents Required for Salaried Individuals

Loan Amount

Maximum Repayment Period

Rate of Interest

Repayment Option

Why Choose Shubham?


A Loan against Property serves multiple purposes for individuals as well as businesses such as starting a new business or expanding your existing business. In such circumstances, you can utilize your property to its full potential by availing a loan against property. Individuals often use it for the following purposes:


  • Fund your child’s education
  • Business expansion
  • Funding the dream vacation
  • Funding any medical emergency
  • Wedding

Process To Apply

A Loan Against Property helps you to survive through tough times. Check out the steps to get instant approval with Shubham easy online process.


Step 1

Apply online and our representative will reach out to you or visit our branch nearest to you.


Step 2

Our representative will come to your place of work/home to explain the product and process and collect the necessary documents.


Step 3

We evaluate your documents, have a discussion with you and do the necessary checks. If everything goes well, we sanction your loan.


Step 4

Submit the remaining documents and your loan is disbursed.

Loan Against Property Features
Loan for informal incomes as well
Hassle-free Loan Against Property
Less documentation
Long tenure loans
Customizable EMIs
Flexible repayment options
Transparent application process
Easy balance transfer
No prepayment penalties

Loan Against Property EMI Calculator

  • A Loan Against Property EMI calculator is a unique tool that helps you measure your monthly payments to repay your loan.
  • Utilize Shubham's EMI calculator to simplify the calculation process. This calculator allows you to input the loan amount, interest rate and tenure to instantly determine your monthly EMI.
  • Understand that the loan amount, interest rate and tenure directly impact your EMI amount. Adjusting these variables will change the EMI accordingly.
  • If you have any doubts or need assistance in calculating your Loan Against Property EMI, don't hesitate to consult with our representative. They can provide personalized guidance and support throughout the process.

Frequently Asked Questions:

You can avail up to 50% of the property value as LAP. However, the amount will depend on the property type and other checks.

You can mortgage residential property for availing loan against property. However, the property should be free from any charge, i.e. there should be no other loan running on the property offered as a security for LAP.

The loan amount & disbursal eligibility processing charges and other additional charges you will have to pay the repayment tenure of your loan

Yes, you can avail top-up loan on an existing LAP only if you have made timely repayment of EMIs for the current property loan.