15,000 cr+

Disbursed

1,45,000+

Households Served

13

States

176

Cities

211

Branches

About Shubham Housing Finance
ABOUT SHUBHAM

Provides formal housing credit to those with informal incomes

We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for every customer and have become a leading home loan provider to borrowers without formal income.

Vision

Shubham's vision is to be the mortgage lender of choice for families with Informal Income.

Mission

Shubham's sole mission is to provide housing finance solutions to families with informal income through new-age credit programs.

Smart EMI Planner

EMI Calculator

Monthly Home Loan EMI

₹34,411
/ month

Total Amount Payable

₹41,29,286

Interest

₹19,92,358

Loan Amount
₹21,36,928
₹1 lakh₹1 crore
Rate of Interest
14.95%
5%20%
Loan Tenure
10 Years
1 Year30 Years

Payment Breakup

Total Amount Payable₹41,29,286
Principal
₹21,36,928
Interest
₹19,92,358
Principal Vs Interest52% / 48%

This calculation is indicative. Final EMI may vary based on loan eligibility, applicable rate and final sanction terms.

Why Shubham

We are the best & most trusted home loan provider.

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Integrity

Upholding our integrity is always our top priority. We never compromise on our integrity.

Customer Focus

We are driven by the needs of our customers and strive to exceed their expectations every time.

Transparency

We strive to provide all relevant information to the customer upfront.

Collaboration

We cultivate teamwork and encourage everyone to participate in the continuous improvement of our products and processes.

Why Shubham?

Why Shubham?

We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for each customer and have a glorious history of providing loans to 1,45,000+ customers

Testimonials

Success Stories

Shubham Housing Finance provided invaluable support for my jewelry shop's expansion by offering a hassle-free loan against property with a personalized approach.

Sarfaraz Soni

Jewelry Shop Owner

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Sarfaraz Soni

Shubham Housing Finance provided personalized support and a low-interest home loan plan that helped overcome challenges faced by traditional banks.

Tony Hayat

Office Assistant

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Tony Hayat

Shubham helps women achieve their dreams and grow. They understood the money struggles I faced and made getting a home loan easy.

Anita Pathak

Accounts Manager

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Anita Pathak

Shubham Housing Finance's swift and supportive home loan scheme enabled a travel operator to secure a loan for a house despite fluctuating income during the year.

Sureshgiri Meghnathi

Travel Operator

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Sureshgiri Meghnathi

Shubham Housing Finance enabled a small Kirana shop owner to realize their dream of home ownership by providing guidance and approval for a home loan despite limited income.

Nagaraja Pujari

Kirana Shop Owner

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Nagaraja Pujari

Shubham Housing Finance played a crucial role in helping me, as a tea stall owner with cash income, achieve my dream of home ownership.

Chote Lal Prasad

Tea Seller

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Chote Lal Prasad

Shubham Housing Finance eased the home loan process for a cable operator in Andhra Pradesh by understanding his work intricacies and providing essential support.

Venkat Das

Cable Operator

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Venkat Das

Shubham Housing Finance facilitated a small shop owner's journey to homeownership by providing easy and efficient assistance in obtaining a home loan.

Baskarla Jyothi

Shop Owner

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Baskarla Jyothi

Shubham Housing Finance empowered a lady tailor with fluctuating income to achieve her dream of homeownership by assisting in obtaining a home.

Anandhi

Tailor

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Anandhi
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