Why Choose Shubh Shakti Home Loans?

Shubh Shakti home loans fulfil the dream of every working woman to own their home. Working women are the backbone of a growing economy as they are the strongest sign of a progressive family. These women are role models for everyone and India’s hope for a better future.

  • Empowering WomenShubh Shakti Home Loan empowers women by providing tailored financial solutions, fostering independence and enabling them to realize their dreams of homeownership.
  • Tailored SolutionsWe offer tailored home loan solutions that cater to the specific needs and aspirations of women, ensuring they have access to favorable terms and conditions.
  • Affordable Interest RatesShubh Shakti Home Loans come with competitive and affordable interest rates, making homeownership more accessible to women from all walks of life.
  • Exclusive BenefitsOur home loans for women offer exclusive benefits such as reduced interest rates, lower processing fees, and flexible repayment options.
  • Supporting Women's DreamsShubh Shakti Home Loans go beyond mere financial offerings; they represent a dedication to empowering women in realizing their homeownership aspirations and ensuring a secure future.
  • Trust and IntegrityAt Shubham, trust and integrity are at the core of our values. We believe in transparent and honest lending practices, ensuring that our customers receive fair and ethical treatment throughout their loan journey.

Purpose

Key Features

For Working & Self Employed

Eligibility Criteria

Documents Required

Loan Amount

Repayment Options

Why Choose Shubham?

Purpose

It is Shubham’s belief that every woman who is working, takes not only herself but also her children, her family, and her community forward.

 

Shubham provides this loan as an assurance to every working woman that their progress will be as fast as their dreams.

Process To Apply

A home is your identity. Thus, buying a home is the best and the biggest investment an individual can make. Take this journey with us at ease and 100% transparency.

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Step 1

Begin by applying online or visiting our nearest branch. Our representative will promptly assist you.

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Step 2

Our representative will visit your home or workplace, explain the product and process, and collect required documents.

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Step 3

We evaluate your documents, have a discussion with you and do the necessary checks. If everything goes well, we sanction your loan.

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Step 4

Complete the submission of remaining documents, and your loan will be disbursed efficiently.

Shubh Shakti Home Loan Features
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Our process is 100% efficient and hassle-free
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Loan can be processed quickly with less documentation
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Can avail long tenure loans
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Can opt for customizable EMIs
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Low processing fees
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No prepayment penalties
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Easy home loan balance transfer
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Transparent application process
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Flexible repayment options

Calculate Your Shubh Shakti Home Loan EMI

  • Determine the total loan amount you plan to borrow for your home purchase.
  • Check the applicable interest rate for your Shubh Shakti Home Loan.
  • Decide on the duration over which you intend to repay the loan. This is typically measured in months or years.
  • Use Shubham EMI calculator to simplify the calculation process. This calculator allows you to input the loan amount, interest rate and tenure to instantly determine your monthly EMI.
  • Understand that factors such as the loan amount, interest rate, and tenure will directly impact your EMI amount. Adjusting these variables will alter the EMI figure accordingly.
  • Ensure that your repayment frequency aligns with your financial capabilities and preferences.
  • If you have any doubts or need assistance in calculating your Shubh Shakti Home Loan EMI, don't hesitate to consult with our representative. They can provide personalized guidance and support throughout the process.

Frequently Asked Questions:

You can avail Shubh Shakti home loan up to Rs. 50,00,000 depending on the city you want to build or buy the home in.

The maximum loan tenure offered for Shubh Shakti is 30 years.

 

Under Shubh Shakti, Shubham provides a special interest rate discount for working women.

This amount is calculated basis the loan amount, desired tenure, interest rate and other factors.